Why You Should Start an Emergency Fund (Even If You Don’t Make a Lot)

Life happens—and when it does, having a little money set aside can make all the difference. That’s what an emergency fund is: money you keep saved for unexpected stuff like job loss, car repairs, medical bills, or even last-minute move-out situations.

The good news? You don’t need to save a ton all at once.

Start small—$5 or $20 a week adds up fast. Use a separate savings account so you're not tempted to spend it. If you live somewhere affordable (like a $200/week room with utilities included), use that lower rent to your advantage and tuck away the difference.

Aim for $500 to start, It’s not just about money—it’s peace of mind.

Need help starting one? NerdWallet has a great step-by-step guide:
https://www.nerdwallet.com/article/banking/emergency-fund-why-it-matters